Flexible Payment Options
Spread the cost of kitchens, bathrooms, ADUs, gutters, or bundled maintenance across monthly payments—without delaying your project.
Simple programs curated for Sacramento and Placer County homeowners.
Minimum project size
$2,500
Max financing
Up to $150K
Decision speed
As fast as same-day
Service area
Sacramento & Placer County
Every project starts with a transparent scope and payment schedule. Whether you want to pay for a quick upgrade over 12 months or finance a multi-phase remodel over several years, we coordinate lenders, documentation, and draw schedules so the work never pauses for paperwork.
Our team regularly helps homeowners in Roseville, Rocklin, Granite Bay, Lincoln, Loomis, Folsom, and Sacramento secure competitive rates through trusted national finance partners and local credit unions.
Soft credit pulls to explore options
Combine financing with cash or insurance proceeds
Transparent payoff schedules
Dedicated ProFlow coordinator
Choose from promotional plans, longer-term fixed payments, or equity-backed options. We help you compare fees, timelines, and payoff strategies.
Same-as-cash payments for 12 months
Complete your project today and pay it off over the next year with no interest when the promotional balance is cleared within 12 months.
Best for
Bathroom refreshes, Flooring replacements, Interior or exterior paint
Fixed-rate financing over 5–10 years
Spread larger remodeling investments across predictable monthly payments with competitive fixed APR options.
Best for
Kitchen remodels, ADUs or additions, Whole-home updates
Leverage home equity for large-scale projects
Work with our local credit union partners to unlock lower rates and higher limits backed by the equity you already have.
Best for
Full-home remodels, ADUs & additions, Exterior makeovers
We guide you from first conversation to funding approval so there are zero surprises.
Tell us about scope, budget, and timeline during a quick call or site visit.
Timeline
15 minutes
We recommend 0% promos, low APR terms, or equity options based on your goals.
Timeline
1 business day
Complete a secure application with our lending partners and receive a decision fast.
Timeline
Same day approvals available
Lock in materials and start dates once funding is confirmed—no delays.
Timeline
48 hours after approval
Preparing these items speeds up approvals and keeps your project schedule on track.
Answers to the most common questions homeowners ask before they apply.
Most services over $2,500 qualify, including kitchens, bathrooms, ADUs, flooring, exterior paint, and bundled maintenance plans.
No. Our finance partners consider credit scores starting in the mid-600s and also review income and home equity for larger scopes.
Yes. Many homeowners finance a portion of the project and pay the rest up front to keep monthly payments low.
Most unsecured programs return a decision within minutes. HELOC or equity options typically take 5–10 business days depending on your lender.
Get a free, no-obligation estimate today. Our team responds quickly and provides transparent pricing on every project—big or small.
Available across Sacramento, Roseville, Rocklin, and surrounding areas
